With our economy in recession, more people will be losing their jobs, and could be finding themselves without one for an extended period. When that happens it’s not good enough to just cut back spending a little and use credit cards to make ends meet until the economy recovers. Getting by without a job is possible, even for an extended period, but it requires taking drastic measures to cut spending, and it requires taking them early, while you’ve still got some cash on hand.

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